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FOR BANKS · POLICYMAKERS · MARKET PLAYERS · FPOs
Assess your FPO
in 15 minutes.
Get an instant report.
Upload financial statements, answer the rest by voice, and get a scored, downloadable FPO report the moment you finish — no spreadsheets, no waiting on an analyst.
118FPOs piloted
5states
78districts
10–15min per assessment
QUICK GUIDE
What it is, and how it works
A structured digital assessment for Farmer Producer Organizations. It scores Governance, Business & Operations, Process & Systems, and Financial Performance to tell you, in one number, how ready an FPO is to grow.
Upload & auto-fill
Drop in the financial statement — OCR reads and fills the numbers for you.
Speak the rest
Answer the remaining questions with voice-to-text — no typing needed.
Get scored, instantly
A rated, downloadable report — ready to share — the moment you finish.
SCORING
Each indicator is scored → summed into 4 theme scores → weighted into one final rating: Achievers (70%+), Performer (50–69%), Aspirant (<50%).
WHAT MAKES IT FAST
Built to remove every bottleneck
Log in
Open the app and start a new assessment.
Upload statement
Drop in the FPO's financial statement.
OCR auto-fills
Figures are read straight off the page — no typing.
Speak the rest
Voice-to-text on every remaining field, no keyboard needed.
Instant score
4 theme scores + a final rating, calculated on the spot.
Downloadable report
A shareable PDF, ready the moment you finish.
NEXT UP: OCR that calculates figures directly, plus live MCA database integration
Admin panel
Give NRLM or NABARD a scoped view of their FPOs.
Consolidated view
See every FPO's score across your whole portfolio.
Free to use
No cost to FPOs, banks or policymakers to assess.
QUICK GUIDE
How the tool actually scores an FPO
WHAT THE TOOL ACTUALLY MEASURES
Final FPO ScoreONE WEIGHTED NUMBER
Governance
Board quality · CEO · size of FPO
Process
Accounts & MIS · credit record · filings
Business
Type of FPO · buyers · farmer facilities
Financial Performance
Revenue/member · profit margin · cash %
Plus: non-evaluative questions flag sustainable / eco-friendly practices at the FPO or farmer level.
SCORING MECHANISM
- 1 Each indicator within a theme is scored.
- 2 Scores for indicators are summed to arrive at each thematic score.
- 3 A weighted average of the 4 themes gives the final score.
WEIGHT OF EACH THEME, BY FPO AGE
| THEME | <1YR | 1–3 | 3–5 | >5YR |
|---|---|---|---|---|
| Governance | 40% | 35% | 30% | 25% |
| Business & Ops | 20% | 20% | 25% | 30% |
| Process & Systems | 25% | 25% | 20% | 15% |
| Financial | 15% | 20% | 25% | 30% |
Younger FPOs weight Governance higher; older FPOs weight Financial Performance higher — so no FPO gets an unfair age-advantage.
TRY IT · FPO QUICK CHECKS
Check eligibility. See where your FPO stands.
Start with five eligibility checks, or answer five performance questions for an indicative score. No login needed.
NABKISAN INITIAL FILTERSIs your FPO eligible?
Five quick checks aligned to NABKISAN's initial filters — KYC, revenue, leadership, vintage and share capital.
~45 sec · 5 questions1
Is your FPO's KYC in order — PAN validated, with no default flags?
PAN validation and credit default checks.
Responses are saved for administrator review.
FPO QUICK SCORE5 questions. 90 seconds.
A preview of the full FPO assessment
~90 sec · 5 questions1
How engaged is your membership base?
Active members as a share of total registered members
Responses are saved for administrator review.
WHO IT'S FOR
Built for every seat at the table
Financial institutions
Screen & monitor lending pipelines with a standardised, defensible score — instead of ad-hoc credit memos.
Government & policymakers
Track FPO health across schemes and geographies to target support where it's needed most.
Multilaterals & philanthropy
Measure grantee & portfolio progress with comparable evidence across programmes and years.
CBBOs & promoting organizations
Community-based business organizations use the score to guide the FPOs they've promoted toward the next stage of growth.
FPOs themselves
Self-assess in minutes, see exactly which theme is holding the score back, and track progress year over year.
“The FPO Rating Tool gives us, for the first time, a consistent and credible way to compare FPO readiness across states — it's exactly the kind of evidence base our sector has been missing.”
SN
PLACEHOLDER — swap in a real quote & attribution when confirmedSector Partner, name pendingProgramme Lead, agri-finance initiative
WITH THANKS
Developed with technical inputs and review from the World Bank, whose feedback shaped the scoring methodology and theme weighting used throughout this tool.
WBPresented to the World Bank, Jan 2025
FIELD-PROVEN, NOT THEORETICAL
Built with farmers, tested on the ground
Presented to the Gates Foundation and World Bank (Jul 2024 & Jan 2025). Currently pursuing Digital Public Good (DPG) certification, with the app headed to the Play Store and App Store next.
See what your FPO scores — today.
Free to use. No spreadsheets. No waiting.
Frequently Asked Questions
The FPO Rating Tool is a structured assessment system for Farmer Producer Organizations. It reviews governance, internal processes, business performance and financial strength so FPOs and partners can understand readiness for growth, credit and market linkages.